{"id":35612,"date":"2026-05-01T06:47:22","date_gmt":"2026-05-01T06:47:22","guid":{"rendered":"https:\/\/webtube.fr\/?p=35612"},"modified":"2026-05-01T06:47:23","modified_gmt":"2026-05-01T06:47:23","slug":"vendre-un-bout-de-sa-maison-pour-payer-sa-pompe-a-chaleur-quelle-bonne-idee","status":"publish","type":"post","link":"https:\/\/webtube.fr\/index.php\/2026\/05\/01\/vendre-un-bout-de-sa-maison-pour-payer-sa-pompe-a-chaleur-quelle-bonne-idee\/","title":{"rendered":". Vendre un bout de sa maison pour payer sa pompe \u00e0 chaleur : quelle bonne id\u00e9e !"},"content":{"rendered":"\n

Articles : Mai 2026<\/a> – Avril 2026<\/a> – Mar. 2026<\/a> – Fev 2026<\/a> –
Facebook : https:\/\/www.facebook.com\/profile.php?id=100069673161887<\/a> Twitter : https:\/\/twitter.com\/OrtfNews<\/a> Music 24\/24 : http:\/\/DJMUSIC.fr<\/a><\/p>\n\n\n\n

\"\"\/<\/figure>\n\n\n\n

#webtube :<\/strong> Il est devenu tr\u00e8s compliqu\u00e9, aujourd\u2019hui, d\u2019\u00eatre propri\u00e9taire en France. La France, ne valant plus grand-chose sur le march\u00e9 international, se vend \u00e0 l\u2019encan. Alors nos gouvernants ont une id\u00e9e\u00a0: pourquoi nous, citoyens, n\u2019en ferions-nous pas de m\u00eame\u00a0? La derni\u00e8re incitation arrive sur le march\u00e9\u00a0: il s\u2019agit de vendre un bout de sa maison \u00e0 \u00ab\u00a0une entreprise solidaire d’utilit\u00e9 sociale\u00a0\u00bb pour financer une pompe \u00e0 chaleur, laquelle est cens\u00e9e nous faire r\u00e9aliser des \u00e9conomies.<\/em><\/p>\n\n\n\n

Ah mais en voil\u00e0 une id\u00e9e qu\u2019elle est bonne ! aurait dit feu Coluche. Bonne ou non, c\u2019est en tout cas celle qui a germ\u00e9 dans nos cr\u00e2nes d\u2019\u0153uf pour pallier la grave crise de l\u2019\u00e9nergie qui s\u2019annonce sur fond de guerre au Moyen-Orient.<\/p>\n\n\n\n

Endettez-vous donc !<\/h2>\n\n\n\n

Le 14 avril dernier, d\u00e9sireux de contribuer au plan de Monsieur Lecornu visant \u00e0 sortir la France de sa d\u00e9pendance aux \u00e9nergies fossiles import\u00e9es, Vincent Jeanbrun, ministre du Logement, se fendait d\u2019une annonce propre \u00e0 changer nos vies. Changer en mieux, forc\u00e9ment. A l\u2019horizon 2030, la France devrait compter un million de pompes \u00e0 chaleur, soit le double du parc actuel. Pompe \u00e0 ranger \u00e0 c\u00f4t\u00e9 de la voiture \u00e9lectrique dans laquelle il nous faudra rouler en 2035, apr\u00e8s avoir mis au rebut la chaudi\u00e8re \u00e0 granul\u00e9s, pos\u00e9 des thermostats sur tous vos radiateurs, chang\u00e9 les fen\u00eatres et doubl\u00e9 les murs de pierre avec des briques de polystyr\u00e8ne ou de boue s\u00e9ch\u00e9e\u2026<\/p>\n\n\n\n

Bref, pour nous aider \u00e0 affronter les rudes vicissitudes dues au \u00ab changement climatique \u00bb et la red\u00e9finition du monde libre vs<\/em> les mollahs p\u00e9troliers et autres pr\u00e9dateurs gaziers, l\u2019Etat nounou veut r\u00e9volutionner notre cadre de vie. Pour cela il faut acc\u00e9l\u00e9rer \u00ab l\u2019\u00e9lectrification de la France \u00bb et, donc, atteindre l\u2019objectif de 8.8 millions de pompes \u00e0 chaleur (PAC) dans les foyers d\u2019ici 2030<\/a>. Probl\u00e8me, une PAC, \u00e7a co\u00fbte cher : entre 12.000 et 15.000 euros en moyenne. Mais une fois de plus l\u2019Etat est l\u00e0 pour redonner d\u2019une main ce qu\u2019il nous a pris de l\u2019autre. On nous annonce donc la mise en place d\u2019une forme de \u00ab leasing social <\/em><\/a>\u00bb pour les PAC comme on le fait pour les voitures \u00e9lectriques.<\/p>\n\n\n\n

En effet, \u00ab m\u00eame s’il existe des aides de l’\u00c9tat comme MaPrimeR\u00e9nov’ ou le m\u00e9canisme des certificats d\u2019\u00e9conomie d\u2019\u00e9nergie (CEE) financ\u00e9s par les fournisseurs d\u2019\u00e9nergie<\/em> [mais r\u00e9percut\u00e9s en douce sur les factures des consommateurs, NDLR<\/a>], le reste \u00e0 charge pour les foyers peut s’av\u00e9rer encore trop important: 3.000 euros en moyenne, selon le minist\u00e8re de l’\u00c9conomie <\/em>\u00bb.<\/p>\n\n\n\n

Apr\u00e8s les bijoux de famille, la chambre des enfants<\/h2>\n\n\n\n

On nous dit que le leasing social<\/em> ne serait ouvert qu\u2019\u00e0 25.000 personnes environ, ce qui est fort peu par rapport \u00e0 l\u2019objectif de vente des PAC. Seconde solution : l\u2019\u00e9co-pr\u00eat \u00e0 taux z\u00e9ro. Certes attribu\u00e9 sans conditions de ressources, il n\u00e9cessite n\u00e9anmoins de d\u00e9poser une demande aupr\u00e8s d’un \u00e9tablissement de cr\u00e9dit qui a sign\u00e9 une convention avec l’\u00c9tat. Et m\u00eame s\u2019il est cumulable avec les aides telles MaPrimeR\u00e9nov, prime coup de pouce, aides locales, etc., encore faut-il \u00eatre \u00e9ligible \u00e0 l\u2019emprunt et pouvoir payer les mensualit\u00e9s, ce qui cumule les doubles probl\u00e8mes d\u2019\u00e2ge et de revenu.<\/p>\n\n\n\n

Dieu merci, l\u2019illumination a surgi sous les lambris des minist\u00e8res. La solution existe : il suffit de vendre un bout de sa maison<\/a>. Celle que vous avez achet\u00e9e \u00e0 cr\u00e9dit, pay\u00e9e avec des salaires lourdement tax\u00e9s, pour laquelle vous payez un imp\u00f4t foncier qui s\u2019envole d\u2019ann\u00e9e en ann\u00e9e et que vous esp\u00e9rez pouvoir l\u00e9guer \u00e0 vos enfants avant que la gauche-rapiat ne taxe si lourdement l\u2019h\u00e9ritage qu\u2019ils pr\u00e9f\u00e9reront y renoncer\u2026<\/p>\n\n\n\n

Deux questions se posent alors : quelle partie vendre, et \u00e0 qui ? A la premi\u00e8re question on est tent\u00e9 de r\u00e9pondre les toilettes. Que le lecteur nous pardonne cette trivialit\u00e9, mais c\u2019est ce qui vient \u00e0 l\u2019esprit pour une id\u00e9e pareille. L\u2019acheteur, lui, est tout trouv\u00e9. C\u2019est Vasco<\/a>, une \u00ab entreprise solidaire d’utilit\u00e9 sociale <\/em>\u00bb.<\/p>\n\n\n\n

Vasco s\u2019occupe de tout, d\u00e9bloque les aides et finance le reste \u00e0 charge, \u00ab avec l’id\u00e9e que, gr\u00e2ce \u00e0 la plus-value potentielle r\u00e9alis\u00e9e suite aux travaux, \u00ab\u00a0l’op\u00e9ration est rentable imm\u00e9diatement pour les m\u00e9nages modestes et tr\u00e8s modestes\u00a0\u00bb<\/em> \u00bb, dit son patron. Le vendeur signe alors une convention d\u2019indivision pour dix ans. Il peut certes racheter sa part, ou prolonger le contrat, mais alors Vasco augmente son pourcentage. Certes, nos \u00e9conomistes le conc\u00e8dent : \u00ab Cette solution n’est \u00e9videmment pas sans d\u00e9faut : il peut sembler tr\u00e8s inqui\u00e9tant, pour les propri\u00e9taires, de c\u00e9der une part de leur bien.<\/em> \u00bb<\/p>\n\n\n\n

On dira m\u00eame qu\u2019il est tout simplement tr\u00e8s inqui\u00e9tant, aujourd\u2019hui, d\u2019\u00eatre propri\u00e9taire.<\/p>\n\n\n\n

Marie Delarue<\/a>, dans BV<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Articles : Mai 2026 – Avril 2026 – Mar. 2026 – Fev 2026 –Facebook : https:\/\/www.facebook.com\/profile.php?id=100069673161887 Twitter : https:\/\/twitter.com\/OrtfNews Music 24\/24 : http:\/\/DJMUSIC.fr #webtube : Il est devenu tr\u00e8s compliqu\u00e9, aujourd\u2019hui, d\u2019\u00eatre propri\u00e9taire en France. La France, ne valant plus grand-chose sur le march\u00e9 international, se vend \u00e0 l\u2019encan. Alors nos gouvernants ont une id\u00e9e\u00a0: pourquoi nous, … Continuer la lecture de « . Vendre un bout de sa maison pour payer sa pompe \u00e0 chaleur : quelle bonne id\u00e9e ! »<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-35612","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"\n. 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La France, ne valant plus grand-chose sur le march\u00e9 international, se vend \u00e0 l\u2019encan. Alors nos gouvernants ont une id\u00e9e\u00a0: pourquoi nous, … Continuer la lecture de « . 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