{"id":30875,"date":"2025-12-30T06:07:41","date_gmt":"2025-12-30T06:07:41","guid":{"rendered":"https:\/\/webtube.fr\/?p=30875"},"modified":"2025-12-30T06:07:41","modified_gmt":"2025-12-30T06:07:41","slug":"ce-qui-change-au-1er-janvier-2026-salaires-retraites-assurances-logement-transports-le-point-complet","status":"publish","type":"post","link":"https:\/\/webtube.fr\/index.php\/2025\/12\/30\/ce-qui-change-au-1er-janvier-2026-salaires-retraites-assurances-logement-transports-le-point-complet\/","title":{"rendered":". Ce qui change au 1er janvier 2026 : salaires, retraites, assurances, logement, transports\u2026 le point complet"},"content":{"rendered":"\n

Articles : Dec. 2025<\/a> – Nov. 2025<\/a> – Oct. 2025<\/a> – Sept 2025<\/a> –
Facebook : https:\/\/www.facebook.com\/profile.php?id=100069673161887<\/a> Twitter : https:\/\/twitter.com\/OrtfNews<\/a> Music 24\/24 : http:\/\/DJMUSIC.fr<\/a><\/p>\n\n\n\n

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#webtube<\/strong> : Le passage \u00e0 l\u2019ann\u00e9e 2026 s\u2019accompagne, comme chaque 1er janvier, d\u2019une s\u00e9rie de mesures r\u00e9glementaires et \u00e9conomiques qui p\u00e8seront directement sur le quotidien et le budget des Fran\u00e7ais. Revalorisations limit\u00e9es, hausses de tarifs, nouvelles obligations administratives et dispositifs suspendus : tour d\u2019horizon des principaux changements effectifs d\u00e8s ce d\u00e9but d\u2019ann\u00e9e.<\/em><\/p>\n\n\n\n

Smic et retraites : des hausses modestes<\/h2>\n\n\n\n

Le Smic<\/strong> est revaloris\u00e9 automatiquement de 1,18 %<\/strong> au 1er janvier 2026. Cette hausse m\u00e9canique, sans \u00ab coup de pouce \u00bb gouvernemental, porte le Smic horaire brut \u00e0 12,02 euros<\/strong>, pour un salaire mensuel brut de 1 823 euros<\/strong> et un net d\u2019environ 1 443 euros<\/strong>, soit un gain d\u2019environ 17 euros nets par mois<\/strong> pour un salari\u00e9 \u00e0 temps plein.<\/p>\n\n\n\n

Les retraites de base<\/strong> et les minima sociaux<\/strong> b\u00e9n\u00e9ficient \u00e9galement d\u2019une revalorisation index\u00e9e sur l\u2019inflation, mais plus faible que les ann\u00e9es pr\u00e9c\u00e9dentes. Elle s\u2019\u00e9tablit \u00e0 0,9 %<\/strong> en 2026. Pour une pension de base de 1 200 euros, cela repr\u00e9sente une augmentation d\u2019environ 10,80 euros par mois<\/strong>, visible sur le versement de f\u00e9vrier. Les retraites compl\u00e9mentaires ne sont pas concern\u00e9es.<\/p>\n\n\n\n

Assurances habitation : une hausse marqu\u00e9e<\/h2>\n\n\n\n

Les tarifs des assurances habitation<\/strong> augmentent fortement au 1er janvier. Selon les estimations des associations de consommateurs, la hausse se situe entre 8 et 11 %<\/strong>, apr\u00e8s une progression d\u00e9j\u00e0 importante en 2025. En trois ans, le co\u00fbt de cette assurance aura augment\u00e9 d\u2019environ 30 %<\/strong>. Les assureurs invoquent la multiplication des sinistres li\u00e9s aux \u00e9v\u00e9nements climatiques, dont le co\u00fbt global s\u2019est chiffr\u00e9 \u00e0 plusieurs milliards d\u2019euros en 2025.<\/p>\n\n\n\n

Logement : DPE modifi\u00e9, MaPrimeR\u00e9nov\u2019 suspendue<\/h2>\n\n\n\n

Le diagnostic de performance \u00e9nerg\u00e9tique (DPE)<\/strong> \u00e9volue avec une modification technique importante. Le coefficient de conversion de l\u2019\u00e9lectricit\u00e9 est abaiss\u00e9 de 2,3 \u00e0 1,9<\/strong>, ce qui a pour effet de reclasser environ 700 000 logements<\/strong> hors de la cat\u00e9gorie des \u00ab passoires thermiques \u00bb. Les logements chauff\u00e9s \u00e0 l\u2019\u00e9lectricit\u00e9 sont les principaux b\u00e9n\u00e9ficiaires de cette r\u00e9forme.<\/p>\n\n\n\n

En revanche, le dispositif MaPrimeR\u00e9nov\u2019<\/strong> est suspendu<\/strong> \u00e0 compter du 1er janvier 2026, faute de budget adopt\u00e9. Environ 80 000 \u00e0 85 000 dossiers<\/strong> sont actuellement en attente de traitement. Cette suspension rench\u00e9rit m\u00e9caniquement le co\u00fbt des travaux de r\u00e9novation \u00e9nerg\u00e9tique pour les particuliers.<\/p>\n\n\n\n

Les frais d\u2019agence immobili\u00e8re<\/strong> pour la location sont \u00e9galement concern\u00e9s par une \u00e9volution. Ils seront d\u00e9sormais index\u00e9s sur l\u2019Indice de r\u00e9f\u00e9rence des loyers, ce qui entra\u00eene une hausse d\u2019environ 0,87 %<\/strong> pour les baux sign\u00e9s \u00e0 partir du 1er janvier.<\/p>\n\n\n\n

Transports et automobile : hausses et nouvelles obligations<\/h2>\n\n\n\n

En \u00cele-de-France, le passe Navigo<\/strong> augmente de 2,3 %<\/strong>, passant \u00e0 90,80 euros par mois<\/strong>. Le ticket \u00e0 l\u2019unit\u00e9 pour le m\u00e9tro, le RER et le train atteint d\u00e9sormais 2,55 euros<\/strong>.<\/p>\n\n\n\n

Le contr\u00f4le technique<\/strong> est renforc\u00e9 avec l\u2019int\u00e9gration syst\u00e9matique de la v\u00e9rification des airbags Takata<\/strong>. Les v\u00e9hicules \u00e9quip\u00e9s d\u2019un airbag class\u00e9 \u00ab stop drive \u00bb seront automatiquement immobilis\u00e9s jusqu\u2019\u00e0 r\u00e9paration.<\/p>\n\n\n\n

Autre nouveaut\u00e9 visuelle : l\u2019apparition de plaques d\u2019immatriculation roses<\/strong> pour les immatriculations provisoires WW et W garage, afin de lutter contre la fraude. Environ 400 000 v\u00e9hicules<\/strong> sont concern\u00e9s.<\/p>\n\n\n\n

Courrier, colis et tabac : des prix en hausse<\/h2>\n\n\n\n

Les tarifs de La Poste<\/strong> augmentent en moyenne de 7,4 %<\/strong> pour les courriers et colis, et de 3,4 %<\/strong> pour les Colissimo. L\u2019op\u00e9rateur invoque la n\u00e9cessit\u00e9 de maintenir le service universel dans un contexte de baisse continue du volume de courrier.<\/p>\n\n\n\n

Les prix de certains paquets de cigarettes<\/strong> augmentent \u00e9galement, avec des hausses pouvant atteindre 50 centimes<\/strong>, plusieurs r\u00e9f\u00e9rences d\u00e9passant d\u00e9sormais les 13 euros<\/strong>.<\/p>\n\n\n\n

Dons, \u00e9pargne et stages : nouvelles r\u00e8gles<\/h2>\n\n\n\n

\u00c0 partir du 1er janvier 2026, la d\u00e9claration des dons entre particuliers<\/strong> (argent, biens de valeur, actions) doit obligatoirement \u00eatre effectu\u00e9e en ligne<\/strong> sur le site des imp\u00f4ts, sauf impossibilit\u00e9 d\u2019acc\u00e8s \u00e0 internet.<\/p>\n\n\n\n

Les plans d\u2019\u00e9pargne logement (PEL)<\/strong> ouverts en 2026 b\u00e9n\u00e9ficient d\u2019un taux revaloris\u00e9 \u00e0 2 %<\/strong>, contre 1,75 % auparavant.<\/p>\n\n\n\n

Les stagiaires<\/strong> voient leur indemnit\u00e9 minimale passer de 4,35 \u00e0 4,50 euros de l\u2019heure<\/strong>, pour les stages de plus de deux mois.<\/p>\n\n\n\n

Le cong\u00e9 de naissance<\/strong>, destin\u00e9 \u00e0 compl\u00e9ter les cong\u00e9s maternit\u00e9 et paternit\u00e9, voit son entr\u00e9e en vigueur repouss\u00e9e \u00e0 juillet 2026<\/strong>, m\u00eame si certaines naissances intervenues en d\u00e9but d\u2019ann\u00e9e resteront \u00e9ligibles.<\/p>\n\n\n\n

Enfin, un nouveau CDD dit \u201creconversion\u201d<\/strong> entre en vigueur. D\u2019une dur\u00e9e minimale de six mois, il vise \u00e0 accompagner les transitions professionnelles, notamment dans le cadre de la r\u00e9forme dite \u00ab seniors \u00bb.<\/p>\n\n\n\n

Au final, toujours des d\u00e9penses suppl\u00e9mentaires, tandis que les salaires n\u2019augmentent pas, et que le niveau de vie lui, s\u2019effondre petit \u00e0 petit.<\/p>\n\n\n\n

Breizh-info.com<\/em><\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Articles : Dec. 2025 – Nov. 2025 – Oct. 2025 – Sept 2025 –Facebook : https:\/\/www.facebook.com\/profile.php?id=100069673161887 Twitter : https:\/\/twitter.com\/OrtfNews Music 24\/24 : http:\/\/DJMUSIC.fr #webtube : Le passage \u00e0 l\u2019ann\u00e9e 2026 s\u2019accompagne, comme chaque 1er janvier, d\u2019une s\u00e9rie de mesures r\u00e9glementaires et \u00e9conomiques qui p\u00e8seront directement sur le quotidien et le budget des Fran\u00e7ais. Revalorisations limit\u00e9es, hausses de … Continuer la lecture de « . Ce qui change au 1er janvier 2026 : salaires, retraites, assurances, logement, transports\u2026 le point complet »<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-30875","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"\n. 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